Charitable Giving Ideas

Q3 2025 Spotlight
 

 

 

 

Rady Children's Foundation & Scripps Health Foundation

 

​At Cobalt PacWest Advisors, we believe charitable giving should be both personally meaningful and financially strategic. Supporting organizations like Rady Children’s Foundation and Scripps Health Foundation is not only a way to give back to the community—it can also create significant tax efficiencies and advance your long-term legacy goals.

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Rady Children’s Foundation – Programs & Impact

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Rady Children’s Foundation fuels one of the nation’s leading pediatric hospitals, serving more than 281,000 children annually.

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Giving Programs

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• One-Time & Monthly Giving – Flexible contributions that provide immediate support.

• Gift Planning (Bequests, Trusts, Annuities) – Legacy gifts that sustain children’s health for future generations.

• Appreciated Securities & IRA Charitable Rollovers – Tax-efficient ways to maximize giving impact.

• Donor-Advised Fund (DAF) Contributions – Recommend grants directly from your DAF.

• Endowment & Research Gifts – Support programs in perpetuity or fund innovations in pediatric medicine.

• Corporate & Matching Gifts – Maximize impact through workplace giving.

• Tribute & Gratitude Gifts – Honor caregivers or loved ones with meaningful recognition.

• In-Kind Giving – From vehicle donations to toy drives, even non-cash assets can brighten a child’s life.

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Areas Supported

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• Pediatric trauma care & surgery

• Mental health services

• Rare disease research

• Family support programs (child life, counseling, housing for families in crisis)

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Scripps Health Foundation – Programs & Impact

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Scripps Health is a nonprofit, integrated healthcare system that delivers world-class care across specialties, with a focus on innovation and research.

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Giving Programs

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• Greatest Needs / Unrestricted Giving – Provides flexibility for Scripps leadership to direct funds where needed most.

• Hospital & Capital Campaign Support – From new hospitals to cancer centers, donors fund system-wide expansions.

• Clinical Area Giving – Direct gifts to cardiology, oncology, neurology, diabetes care, and cutting-edge clinical trials.

• Giving Societies (President’s Council, Partners for Cancer, Mercy 1000) – Recognition and engagement for gifts of $1,000+.

• Caregiver Honors – Recognize doctors, nurses, and teams who provided life-changing care.

• Memorial & Tribute Gifts – A lasting legacy for loved ones.

• Planned & Estate Gifts – Wills, trusts, and IRA gifts designed for maximum tax efficiency and family impact. 

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Areas Supported

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• Cancer research and clinical trials

• Advanced cardiology and heart programs

• Women’s & newborn health

• Community outreach and preventive medicine initiatives

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🔑 How Cobalt PacWest Advisors Can Help

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Making a charitable gift is not just about generosity—it’s about strategy. As both CPAs and fiduciary advisors, we help you evaluate:

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Tax Efficiency

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Should you give appreciated securities, cash, or retirement assets?

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• Would a Donor-Advised Fund allow you to consolidate multiple years of giving for a larger deduction?

• Could qualified charitable distributions (QCDs) from IRAs reduce required minimum distributions and lower taxable income?

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Entity & Practice Integration

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• For private practice owners, can a portion of giving be structured through the practice to maximize deductions?

• Does giving through a professional corporation or partnership create better tax positioning?

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Legacy & Estate Planning

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• How can charitable trusts (CLATs, CRUTs) or bequests support healthcare causes while also reducing estate tax exposure?

• Should gifts be coordinated with family wealth transfer strategies?

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Personal Goals

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• Do you want your giving to focus on children’s health (Rady), broader medical advancement (Scripps), or a balance of both?

• Which recognition programs or donor societies align with your values?

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✨ Bringing It All Together

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At Cobalt PacWest Advisors, we bridge the gap between generosity and strategy. We’ll help you:

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• Identify the right giving vehicles to support the organizations closest to your heart. 

• Maximize your tax benefits under OBBBA 2025.

• Align charitable contributions with your financial and family goals.

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📌 Ready to Make Your Giving Go Further?

Whether it’s supporting pediatric care at Rady Children’s, funding innovative programs at Scripps Health or any other organization close to your heart, we’ll analyze your financial structure and your giving intentions help ensure your charitable dollars create the greatest possible impact.