Natalie C. Papagni, CPA
Founder - Principal

Profile

Natalie C. Papagni, CPA is the Founder - Principal of Cobalt PacWest Advisors (CPA). Natalie is a tax, planning and advisory services leader with 20+ years of experience assisting high-income individuals, physicians and healthcare providers, business owners - entrepreneurs and closely held businesses strategize, plan and minimize taxes, file flawless and efficient tax returns and achieve their financial goals with confidence, clarity and peace of mind. 

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Natalie's career includes leadership roles at top-ranked national CPA firms — including CLA (Top 10), Armanino (Top 20), SingerLewak (Top 100), and has served as Vice President - Investments, CPA with UBS Wealth Management in Beverly Hills.

Natalie enjoys helping clients optimize tax outcomes using proactive planning, tax strategies and relevant tax laws coupled with quarterly tax management to update and refine projections, and keep clients focused and on-track to achieve their financial goals.

From multi-scenario tax analysis, individual and business financial and tax planning, the preparation of individual, trust and business tax returns to business advisory and accounting services, Natalie's goal is simple transform financial complexity into clarity, assist clients minimize federal and state tax liabilities to obtain the best tax outcomes possible, and assist clients stay focused and on-track to achieve their financial goals and what matters most in their lives.

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Core Focus Areas:

• Strategic, multi-year tax planning and advanced scenario modeling
• Federal and state tax preparation for individuals, businesses & private practices
• Physician-specific tax planning (W-2 + 1099, MSOs, PC structures, QBI, OBBBA 2025+)
• Retirement planning (401(k), Cash Balance, 457(b), 403(b), Solo 401(k), etc.)
• Tax planning and tax return preparation for pass-through businesses (S-corps, partnerships, LLCs) and private practices
• Real estate tax strategies
• Incentive equity awards compensation (ISOs, RSUs, restricted stock)

• Maximizing the benefits of business ownership

• Tax preparation for individuals, businesses and trusts, gift-tax returns and FBAR filings
• Business advisory for entrepreneurs & professional service firms
• High-trust client relationship leadership

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Natalie's approach is collaborative, analytical, and grounded in a commitment to the highest professional standards, and the delivery of an exceptional client experience commonly found at boutique firms - without the elevated fees. 

Away from the office, Natalie enjoys swimming, hiking and running, travelling, attending conferences and community events, reading, and staying current with evolving news and events, and financial and tax legislation.